Healthcare Reform – Good News, Bad News

As the new national health care plan goes into effect, companies and insurers are seeking ways to keep plans affordable. One idea that is being tried in limited markets is offering plans with reduced premiums, but have a narrower selection of doctors and hospitals than the traditional plans. Sort of a throw back to the managed care days of the 1990’s.

These plans will no doubt appeal to smaller businesses that already offer insurance to their employees, but who are being confronted with rapidly increasing premiums. As this type of plan catches on, though, larger companies will certainly gravitate toward them as well. What this will mean for employees is that they will keep their premiums down, but will have very few choices in-network of who they see and where they can go. And to go out-of-network will cost individuals dearly.

How does WhiteGlove House Call Health fit into this equation? Adding WhiteGlove to a company’s benefits plan lowers overall health care spending, which in turn can translate into helping to control rising premiums. WhiteGlove caps costs for routine care, improves employee productivity, reduces absenteeism and helps with the potential morale problems caused by ever tightening health plan restrictions.

How? WhiteGlove is a membership-based routine healthcare provider. A company or health plan pays a membership fee per employee and dependents, and then that employee can use WhiteGlove as often as desired for any routine healthcare needs, at a capped fee of $35 per visit. The visit fee includes medical care that comes to the employee’s home or office, generic prescription medications, a care package of foods, beverages, and over-the-counter remedies.

Healthcare reform is a work in progress. But there are growing pains that are going to be associated with its implementation. WhiteGlove can help to ease that pain.