Healthcare Uncertainty

Has your company been forced to move to a high deductible health plan (HDHP) in order to continue to offer, or begin to offer, healthcare to your employees? You are not alone! In 2011, for the first time a majority of U.S. workers are expected to have health insurance deductibles of $400 or more.

Many employers have told us that this causes uncertainty with:
· How much employees will spend on healthcare because now they will pay 100% of their healthcare costs until they reach their deductible. That could man $100s of every doctor visit.
· Employee reaction to the HDHP and how it will impact morale, because they no longer have a co-pay for doctor visits – many will see this as taking a cut in pay.
· The impact to the business – many fear losing key employees because of their ability to offer competitive benefits.

In a May 2010 study of employers, when asked how important specific health care reform goals were to their organization, respondents labeled the following as essential or high priority:
· Containing health care costs (96 percent of respondents).
· Encouraging healthy lifestyles (88 percent).
· Improving the quality of care (75 percent).

What role does WhiteGlove play in these uncertain times? By adding the WhiteGlove service to your company’s healthcare offering, you can be certain that your employees and dependents will spend much less on their healthcare and love the care we bring to them.

WhiteGlove lowers overall spending, caps costs for routine care, improves employee productivity, reduces absenteeism and helps with the potential morale problems caused by having to change your health plan.

WhiteGlove’s Corporate Membership Program is designed to help companies (and their employees) take control of their healthcare costs.
· For fully insured companies: we are able to lower the cost of healthcare for your employees and dependents, increase employee productivity, and improve employee morale.
· For self-funded companies: we are able to lower the cost of healthcare for both the company and your employees/dependents, increase employee productivity, and improve employee morale.

We are certain that WhiteGlove can help your company through these uncertain times! Want to learn more? Visit our website at www.whiteglove.com.

Changing the Face of Healthcare One House Call at a Time

Who says you have to go to the doctor? Why not just have them come to you.
What follows is a partial transcript of a radio interview of Robert Fabbio, CEO of WhiteGlove House Call Health by Russ Capper, co-host of TheBusinessMakers, which aired on Saturday, March 6, 2010, on KPRC 950 am radio in Houston.

Russ Capper, host of “TheBusinessMakers” radio show: Let's start by you telling us about WhiteGlove House Call Health.

Bob Fabbio, CEO of WhiteGlove House Call Health: Well, what WhiteGlove does is it brings affordable, high quality, routine care to your home or work, 365 days a year, from 8:00 a.m. to 8:00 p.m., and our healthcare experience is all-inclusive. It's the medical care, the prescription meds, the foods, the beverages, and the over-the-counter remedies.

Russ: My goodness. That sounds almost too good to be true.

Bob: That's the biggest piece of feedback we get.

Russ: You said, "Affordable." It seems to me that professionals coming to my house and helping me with all that has to be fairly expensive.

Bob: It's actually one of the novelties of our business and why we're getting so much attention nationally. The entire healthcare system in America is essentially run on what's called, "a fee-for-service, reimbursement model." Meaning, every service we request, there's a charge for it. Either your insurance plan or you as a consumer pay for that, or both. With WhiteGlove, you join as a member and that ranges from $300 to $400 a year, and then every visit we go on, it's $35, all-inclusive. That includes your medical care, your prescription meds, your foods, your beverages, and your over-the-counter remedies. So we don't make our money on visits or services, we make our money on our memberships.

Russ: Okay. Can anybody become a member?

Bob: Anybody can join WhiteGlove. We have consumers everyday coming to our website and joining or calling to use the service. And of course, we also provide our service directly to employers and that is where our largest growth is coming from today.

Russ: Okay, meaning companies sign up with WhiteGlove as part of their healthcare benefit program.

Bob: Yes, we work with CFOs and CEOs of organizations, and talk to them about the business value that WhiteGlove brings to their business in increasing productivity and lowering their healthcare costs, and then of course, the other positive side effect is it's a great new benefit for the employees and dependants that are associated with that company. We've signed up over 200 companies in the last three quarters.

Russ: What might be the largest number of employees in one of these companies?

Bob: It ranges everywhere from four employees all the way up to tens of thousands of employees.

To hear or read the full transcript of this interview, go to http://www.thebusinessmakers.com/episodes/shows/2010/march-2010/episode-248/robert-fabbio.html.
To learn more about WhiteGlove House Call Health, go to http://housecallhealth.com/.

Schools Using WhiteGlove Service For Routine Medical Care

In an exciting and innovative move, some school districts in San Antonio are opting for a new type of routine health care for employees. This service, provided through WhiteGlove House Call Health, brings the doctor’s office to the school district employees, at their homes or at their school.

Employees are visited on-site by a nurse practitioner who examines and treats them. The nurse practitioner also brings generic prescription medications, foods, beverages, and over-the-counter medications, which are furnished to the patient. Employees simply pay their applicable co-pay (for most that is about $35), and that fee covers everything provided, including prescription medications.

No longer do teachers suffering from routine illnesses have to miss a day’s instruction in order to see a primary care physician. The care comes to them, saving them time away from the job and the school money for substitute teachers.

The school district’s insurer covers the WhiteGlove membership fee, and the employees pay the visit fee. The three insurers partnering with WhiteGlove to provide this service are: Humana, Aetna and United Healthcare. This service is available to participating school district employees 365 days a year between 8 a.m. and 8 p.m. — at work or at home.

When is the best time imaginable to use WhiteGlove House Call Health? Super Bowl Sunday!

Read about one Houston member’s WhiteGlove experience on CitySearch. This member was able to call WhiteGlove on Super Bowl Sunday and receive routine medical care in their home! They never missed a play!

Unlike other healthcare choices, we bring the medical care, generic Rx medications, foods, beverages, and over-the-counter remedies to you, 365 days a year, 8am to 8pm. And, it is all included in the visit fee you pay.

Once you become a member of our service you can use us an unlimited number of times across ALL of our service areas during your membership term and only pay a single, flat visit fee each time we come to see you.

At WhiteGlove, we mean what we say. We will bring routine healthcare to you, 365 days a year, 8 am to 8 pm. Even on Super Bowl Sunday. Find out more at http://www.whiteglove.com

House Calls Are For Everyone

WhiteGlove House Call Health has brought back the good old fashioned house call and re-invented every aspect of it. Not only will they come to you at home or work 365 days a year from 8am to 8pm but they include medical care, generic Rx medications, even foods, beverages and over-the-counter remedies. WhiteGlove is like a doctor, pharmacy, and grocery store on wheels.

One of the things that makes the WhiteGlove service truly unique is that it is available to members in all of their service areas. WhiteGlove service areas include: Austin, Dallas, Fort Worth, Houston, and San Antonio. So, if you live in Dallas and travel to Houston and end up needing routine care, you can call WhiteGlove and in just a few hours receive the exact same care experience that you would if you were at home.

WhiteGlove’s healthcare professionals will come to you at a time scheduled by you, to a location specified by you. A healthcare professional will diagnose and treat you, provide you with generic prescription medications if needed, and even leave you with foods, beverages, and over-the-counter remedies! The cost for the visit? An all-inclusive $35 or your applicable co-pay, co-insurance, or deductible if Aetna, Humana, or UnitedHealthcare insured.

There are multiple ways to become a WhiteGlove member:

· Any individual or family can pay a monthly fee for membership
· Anyone with Aetna or Humana health insurance in all service areas or UnitedHealthcare in Austin and San Antonio has their membership covered and just pays their applicable co-pay, co-insurance, or deductible depending on their plan
· Anyone who works for a company that sponsors the WhiteGlove membership

Once a member, you have unlimited access to the WhiteGlove service during your membership term for just your applicable visit fee.

For more information, visit the WhiteGlove website.

How To Tell The Difference Between Cold, Flu And Allergies

A cold, the flu and allergies have many overlapping symptoms, and so it can often be hard to tell which you have. To decide which you have, go through the complete list of traditional symptoms, and compare them to the chart below.



In general:

1. Colds are above the shoulder - Cold symptoms are milder and usually above the shoulders; runny nose, sore throat and stuffy nose are the most common symptoms. Aches and pains and a cough can also be present.

2. The flu is all over - The flu is more severe and includes a fever, body aches, headaches, fatigue and, sometimes a cough. Less common but still possible with the flu are sneezing, sore throat and stuffy nose.

3. Allergies are in the nose - Allergies are in the nose with nasal congestion, post-nasal drip, and clear nasal drainage. Fatigue is another common symptom. Often there will be severe itching in the nose, eyes and throat. All of these symptoms with come and go with the allergy counts and of course and person’s individual allergies.

The good news is that all of these illnesses can be diagnosed and treated by a medical professional, and if you live in our service areas, in the comfort of your own home. Call WhiteGlove House Call Health to schedule an appointment in your home or office. We’ll come to you, and bring prescription or over the counter medications to make you feel better. We’ll even bring chicken soup!

WhiteGlove House Call Health

Phone Number: 877.329.8081
Fax: 512.329.8281
E-Mail: whiteglovehealth@gmail.com
Website: http://www.whiteglove.com



My name is Bob Fabbio. I have been characterized by others as a visionary and successful serial entrepreneur. I have founded and built multiple industry-leading companies by identifying large emerging markets, gaining intimate knowledge of customer problems, challenging conventional wisdom, and bringing targeted, innovative products to market. In recognition of success in building world-class businesses, I was awarded the Ernst &Young Entrepreneur of the Year Award in 1997. I subsequently served as a chair person and as a judge for the Austin E&Y awards; both on a local and national level. I was recognized in the 1999 Digital South Magazine List of "Most Influential People In the South's New Economy" and 2002 Forbes Magazine Midas List of the "Top 100 Technology Venture Investors (technology's top 100 dealmakers)", to name a few.

With almost 30 years of business experience, I have been involved in all aspects of business: company formation, board oversight, day-to-day operations, and liquidity exits. My entrepreneurial endeavors have lead to the creation of over $1.5B in shareholder value at time of exit. In 1989, I founded Tivoli Systems that was the catalyst for what became a $12B Enterprise Systems Management market. In 1996, after a successful IPO, Tivoli was acquired by IBM. I later founded DAZEL Corporation, which quickly became the acknowledged market leader in Output Management, before being acquired by Hewlett-Packard. I also co-founded Ventix Systems, which later merged with Motive Communications and went public. I spent nearly 6 years in the venture capitalist industry with Austin Ventures, as a Venture Partner, and with TL Ventures, as a Managing Director. In addition, I have held senior technical and executive management positions with Cesura, VIEO, IBM, Prime Computer, Applix, and Kodak.

WhiteGlove Company Overview

WhiteGlove House Call Health, Inc. is focused on changing healthcare on a national level with access to a new routine medical provider choice that increases access, lowers costs, and improves the consumer experience.

Access – routine medical care at home or work, 365 days a year, 8am to 8pm within hours of being contacted

Cost – once a member, visit fees are fixed and include your medical care, generic Rx medications, foods, beverages, and over-the-counter remedies

Experience – Like no other! Whether you are in bed, on the couch, or busy at work, we bring everything to you – no hassles, no waits, and no inconveniences

WhiteGlove’s membership-based reimbursement model is a proven way to cap your costs for routine medical care while giving you a healthcare experience you will love.

Our team of physicians and nurse practitioners are committed to changing the way you are treated. We offer an alternative to expensive emergency room and urgent care centers for routine care and provide a refreshing healthcare experience over the hassles and inconveniences of running to the doctor, waiting, running to the pharmacy, waiting, and running to the grocery store - all before you can begin to mend. For more information, please visit www.whiteglove.com.