Healthcare Uncertainty

Has your company been forced to move to a high deductible health plan (HDHP) in order to continue to offer, or begin to offer, healthcare to your employees? You are not alone! In 2011, for the first time a majority of U.S. workers are expected to have health insurance deductibles of $400 or more.

Many employers have told us that this causes uncertainty with:
· How much employees will spend on healthcare because now they will pay 100% of their healthcare costs until they reach their deductible. That could man $100s of every doctor visit.
· Employee reaction to the HDHP and how it will impact morale, because they no longer have a co-pay for doctor visits – many will see this as taking a cut in pay.
· The impact to the business – many fear losing key employees because of their ability to offer competitive benefits.

In a May 2010 study of employers, when asked how important specific health care reform goals were to their organization, respondents labeled the following as essential or high priority:
· Containing health care costs (96 percent of respondents).
· Encouraging healthy lifestyles (88 percent).
· Improving the quality of care (75 percent).

What role does WhiteGlove play in these uncertain times? By adding the WhiteGlove service to your company’s healthcare offering, you can be certain that your employees and dependents will spend much less on their healthcare and love the care we bring to them.

WhiteGlove lowers overall spending, caps costs for routine care, improves employee productivity, reduces absenteeism and helps with the potential morale problems caused by having to change your health plan.

WhiteGlove’s Corporate Membership Program is designed to help companies (and their employees) take control of their healthcare costs.
· For fully insured companies: we are able to lower the cost of healthcare for your employees and dependents, increase employee productivity, and improve employee morale.
· For self-funded companies: we are able to lower the cost of healthcare for both the company and your employees/dependents, increase employee productivity, and improve employee morale.

We are certain that WhiteGlove can help your company through these uncertain times! Want to learn more? Visit our website at www.whiteglove.com.

The Impact of Healthcare Reform

What will the new healthcare reform mean to your company? It means that you have to provide health insurance for all your employees, and that you have to pay a substantial portion of the premium; it means you are going to be spending more rather than less on benefits.

The effect of this is that many companies are planning to move to consumer-driven or high deductible health insurance plans to lower their overall premiums. But many have said that they will then additionally provide WhiteGlove to their employees and dependents for routine medical care.

How Will This Work?
WhiteGlove House Call Health is a membership-based routine healthcare provider. A company pays an annual fee per employee and dependents, and then that employee can use WhiteGlove as often as desired for any routine healthcare problems at a capped fee of $35 per visit. The visit fee includes medical care that comes to the employee’s home or office, generic prescription medications, a care package of foods, beverages, and over-the-counter remedies, and follow up care.

This approach lowers overall spending, caps costs for routine care, improves employee productivity, reduces absenteeism and helps with the potential morale problems caused by having to change your health plan.

WhiteGlove can help you understand how to lower your healthcare costs while improving employee morale! Visit our website to learn more.

The WhiteGlove Difference

You may ask yourself what makes WhiteGlove House Call Health different from other routine healthcare services and providers. The short answer is - “EVERYTHING!”

· WhiteGlove comes to you – WhiteGlove clinicians travel to our members’ homes or places of work all over Texas.
· WhiteGlove offers routine medical care at your convenience - WhiteGlove members receive medical care, generic prescription medications, foods, beverages and over the counter remedies in the comfort of their home or office, 365 days a year, 8 am to 8 pm.
· WhiteGlove caps the cost of a visit to one pre-set fee - We cap our members’ out-of-pocket expenses. Your medical visit, most generic Rx medications, and all the incidentals are included in one fixed visit fee (labs, brand Rx medications, and vaccines are run through your health plan, if needed).
· WhiteGlove is not health insurance - WhiteGlove is a membership-based routine medical care provider where members pay a single, fixed visit fee. You do not need health insurance to use the WhiteGlove service or become a member.
· WhiteGlove is available to everyone – there are three ways to become a member.

1. Individual and Family Membership: Any individual or family can pay a monthly fee for membership.
2. Insurance Paid Membership: Anyone with Aetna or Humana health insurance in all service areas or UnitedHealthcare in Austin and San Antonio has their membership fee covered.
3. Corporate Membership: Anyone who works for a company that sponsors the WhiteGlove membership for its employees/dependents.

Visit the WhiteGlove website to start enjoying the “WhiteGlove Difference” today. www.whiteglove.com

The WhiteGlove Experience

Are you tired of trying to get a doctor appointment when you really need one?

WhiteGlove House Call Health provides a refreshing healthcare experience on your terms.

WhiteGlove clinicians travel to our members’ homes or places of work all over Texas. WhiteGlove members receive medical care, generic prescription medications, foods, beverages and over the counter medicines in the comfort of their home or office, 365 days a year, 8 am to 8 pm.

With WhiteGlove all hassles are removed. No trying to get a doctor appointment, no waiting in a crowded waiting room being exposed to everyone’s germs, no having to travel to the pharmacy and grocery store.

Everything comes to you.

WhiteGlove is like a doctor, pharmacy and grocery store on wheels.

To find out more, go to www.whiteglove.com, or call at 512.329.9223.

Or see the one-minute video: The WhiteGlove Experience.

Changing the Face of Healthcare One House Call at a Time

Who says you have to go to the doctor? Why not just have them come to you.
What follows is a partial transcript of a radio interview of Robert Fabbio, CEO of WhiteGlove House Call Health by Russ Capper, co-host of TheBusinessMakers, which aired on Saturday, March 6, 2010, on KPRC 950 am radio in Houston.

Russ Capper, host of “TheBusinessMakers” radio show: Let's start by you telling us about WhiteGlove House Call Health.

Bob Fabbio, CEO of WhiteGlove House Call Health: Well, what WhiteGlove does is it brings affordable, high quality, routine care to your home or work, 365 days a year, from 8:00 a.m. to 8:00 p.m., and our healthcare experience is all-inclusive. It's the medical care, the prescription meds, the foods, the beverages, and the over-the-counter remedies.

Russ: My goodness. That sounds almost too good to be true.

Bob: That's the biggest piece of feedback we get.

Russ: You said, "Affordable." It seems to me that professionals coming to my house and helping me with all that has to be fairly expensive.

Bob: It's actually one of the novelties of our business and why we're getting so much attention nationally. The entire healthcare system in America is essentially run on what's called, "a fee-for-service, reimbursement model." Meaning, every service we request, there's a charge for it. Either your insurance plan or you as a consumer pay for that, or both. With WhiteGlove, you join as a member and that ranges from $300 to $400 a year, and then every visit we go on, it's $35, all-inclusive. That includes your medical care, your prescription meds, your foods, your beverages, and your over-the-counter remedies. So we don't make our money on visits or services, we make our money on our memberships.

Russ: Okay. Can anybody become a member?

Bob: Anybody can join WhiteGlove. We have consumers everyday coming to our website and joining or calling to use the service. And of course, we also provide our service directly to employers and that is where our largest growth is coming from today.

Russ: Okay, meaning companies sign up with WhiteGlove as part of their healthcare benefit program.

Bob: Yes, we work with CFOs and CEOs of organizations, and talk to them about the business value that WhiteGlove brings to their business in increasing productivity and lowering their healthcare costs, and then of course, the other positive side effect is it's a great new benefit for the employees and dependants that are associated with that company. We've signed up over 200 companies in the last three quarters.

Russ: What might be the largest number of employees in one of these companies?

Bob: It ranges everywhere from four employees all the way up to tens of thousands of employees.

To hear or read the full transcript of this interview, go to http://www.thebusinessmakers.com/episodes/shows/2010/march-2010/episode-248/robert-fabbio.html.
To learn more about WhiteGlove House Call Health, go to http://housecallhealth.com/.

What Did Your Last Visit To The Doctor Cost?

What is the true cost of routine medical care? When any of us visit the doctor, we tend to think of the cost of that visit in concrete terms – how much money did I pay the receptionist? If we are lucky, it was the cost of a co-pay. If we don’t have insurance, it was a lot more.

But we almost never stop to consider all the other factors involved in going to the doctor for a routine medical visit that also cost us money. There are the costs of getting there - gas, parking, tolls, maybe a babysitter, time off work. And the cost of treatment – prescriptions, lab tests, special food and beverages that make us feel better, and even over-the-counter remedies that doctors often advise taking in addition to prescriptions.

As a WhiteGlove member, we cap your out-of-pocket expenses. Your medical visit, most generic Rx medications, and all the incidentals are included in our visit fee – no matter when you call us, where in our service areas you are, and what routine medical need you have (labs and brand Rx medications are run through your health plan, if needed). We also carry a full assortment of over-the-counter medications, if needed. And we come to you, so you don’t spend money on gas, parking, and tolls. You can stay home with the kids, so there are no babysitter fees, or you can stay at work, so you don’t need to take time off. And, to top it off, we’ll even leave you with a bag of “get well” food and beverages, so you don’t have to make a special trip to the grocery store

The cost for this routine healthcare visit? $35 or your applicable co-pay, co-insurance, or deductible if Aetna or Humana insured. WhiteGlove House Call Health is proud to offer its members unlimited visits across ALL of our service areas for a single, flat visit fee each time we come to see you. You do not need health insurance to use the WhiteGlove service or become a member. We come to you 365 days a year, 8 am – 8 pm. Interested? Visit our website at www.whiteglove.com to find out more.

WhiteGlove Members: It's easy to get started using the WhiteGlove service!

If you have access to the WhiteGlove House Call Health service, but are unsure how to use it or when, here are a few easy steps to get you started:

· Schedule a routine care visit via phone or web.

· We come to you at work or home, 365 days a year, 8am to 8pm, within hours of your call.

· During our visit we diagnose and treat you AND, for no extra charge we provide you with most of the generic Rx medications that we prescribe on the visit. We also bring you a Well-Kit with foods, beverages, and over-the-counter remedies.

· We follow up with you to make sure you are mending.

· You have secure online access to your information including your medical history, lab results, visit history, and more.

At WhiteGlove, we are committed to changing the way you are treated!

Not sure if you are already a member? Not sure how to become a member? We’ll gladly answer all your questions! 1-877-329-8081

When is the best time imaginable to use WhiteGlove House Call Health? Super Bowl Sunday!

Read about one Houston member’s WhiteGlove experience on CitySearch. This member was able to call WhiteGlove on Super Bowl Sunday and receive routine medical care in their home! They never missed a play!

Unlike other healthcare choices, we bring the medical care, generic Rx medications, foods, beverages, and over-the-counter remedies to you, 365 days a year, 8am to 8pm. And, it is all included in the visit fee you pay.

Once you become a member of our service you can use us an unlimited number of times across ALL of our service areas during your membership term and only pay a single, flat visit fee each time we come to see you.

At WhiteGlove, we mean what we say. We will bring routine healthcare to you, 365 days a year, 8 am to 8 pm. Even on Super Bowl Sunday. Find out more at http://www.whiteglove.com

The True Cost of A Routine Healthcare Visit

Most people, when asked, do not know the cost of a routine doctor visit. Some say it is the cost of their co-pay, $20 or $25. In a survey by Harris Interactive, many replied that the cost for the visit was around $95. In reality, the actual cost for a doctor’s visit is $200. *

Rx medications, gas, parking, tolls, foods, beverages, over-the-counter remedies, and childcare all factor into the final cost. Often, consumers never know what that one simple visit cost because they can’t put all the expenses together. According to the survey, more than half of those who responded did not know the cost of treatment until it was received (68 percent), and 11 percent revealed they never found out the cost.

WhiteGlove House Call Health has addressed this issue by offering routine medical care to its members that has transparent pricing, visit times that are reserved, and medical professionals that come to you at home or work, 365 days a year from 8am to 8pm. The cost for this routine healthcare visit? $35 or your applicable co-pay, co-insurance, or deductible if Aetna or Humana insured. Take control of your routine healthcare costs with WhiteGlove House Call Health!

*The Washington Post

Texas UnitedHealthcare Members Benefit From The WhiteGlove Experience

For routine medical care, WhiteGlove House Call Health offers another quality option for UnitedHealthcare members when they are unable to visit their primary care physician.

WhiteGlove’s licensed nurse practitioners and physicians provide the kind of care you normally go to your family doctor for, things like flu, colds, infections, skin rashes, nausea, vomiting, etc. And, WhiteGlove comes to your home or office between 8 a.m. and 8 p.m., 365 days a year.

Additionally, members receive most of the generic medications prescribed during the visit and a well-kit of foods, beverages and over-the-counter remedies—all for only the cost of a member’s PCP co-pay.co-insurance, or deductible.

WhiteGlove’s services are available to UnitedHealthcare’s members in Austin and San Antonio.

How UnitedHealthcare members can utilize this benefit

UnitedHealthcare members need simply log on to WhiteGlove’s website or call a toll free number to schedule visits.

First time users:

1. Go to www.whiteglove.com
2. Click on “member login”.
3. Create your login username and password.
4. Fill out the insurance and health forms.


After that, scheduling appointments is easy. Logon to your account or simply call.

To schedule an appointment online:

1. Go to www.whiteglove.com
2. Click on “member login”.
3. Log in with your already created username and password.
4. Click on “schedule visit”.
5. Follow the prompts.

Or call our toll free line at 1 (877) 329-8081.

Tips:

Go ahead and register now. That way, when you need an appointment, you’re in the system!

If you are not sure that your illness is treatable by a WhiteGlove House Call, call our toll free number to find out.